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Terms of Service

Effective Date: April 30, 2026

Article 1 (Purpose)

These Terms of Service govern the rights, obligations, responsibilities, and other necessary matters between OnomaAI Inc. ("Company") and users in connection with the use of the insertoon service and all related services provided by the Company.

Article 2 (Definitions)

The following terms used in these Terms have the meanings below:

  1. "Service" means insertoon and all related features provided by the Company through the web, apps, APIs, or other electronic means.
  2. "User" means both members and non-members who use the service under these Terms.
  3. "Member" means a person who registers an account with the Company and continuously uses the service.
  4. "Membership registration" means entering into a service agreement in accordance with the procedures presented by the Company.
  5. "Member information" means information provided by a member during registration.
  6. "Membership withdrawal" means cancellation or termination of the service agreement by the Company or the member.
  7. "Account" means the credentials, including user ID and password, used to access and use the insertoon service.
  8. "Content" means videos, images, text, audio, project files, and other digital outputs created, edited, uploaded, stored, exported, or transmitted within the service.
  9. "Coin" means an internal usage unit used to measure individual feature usage, digital content generation, or auxiliary feature consumption.
  10. "One-time purchase coin" means a coin purchased through a one-time payment.
  11. "Subscription coin" means a coin granted as a benefit of a subscription product in each billing cycle and does not constitute a separate prepaid balance or deposit.
  12. "Subscription product" means a recurring paid product billed automatically on a regular billing cycle.
  13. "Billing key" means a payment method identifier issued by a payment provider for recurring billing.

Article 3 (Posting and Amendment of the Terms)

  1. The Company posts these Terms on the service screen or a linked page so users can easily review them.
  2. The Company may amend these Terms to the extent permitted by applicable law.
  3. If the Company amends the Terms, it will announce the effective date and reason for amendment at least 7 days before the effective date, or at least 30 days in advance for amendments unfavorable to users.
  4. If a user continues to use the service after the amended Terms take effect, the user is deemed to have agreed to the amended Terms.

Article 4 (Service Contents)

The Company may provide the following services:

  1. AI-based video, image, storyboard, editing, voice, rendering, and related production features
  2. Project, workspace, file storage, and management features
  3. Coin purchase, subscription payment, and payment history confirmation features
  4. Other supplementary services designated by the Company

The Company may add, change, or discontinue all or part of service features as necessary for service operation.

Article 5 (Service Changes and Suspension)

  1. The Company may temporarily suspend the service in cases such as system inspection, maintenance, equipment failure, communication failure, third-party integration failure, or other unavoidable reasons.
  2. The Company will make reasonable efforts to notify users in advance of an expected suspension, but may provide notice afterward in urgent cases.
  3. Unless otherwise required by law, the Company will not bear separate liability for damages arising from changes to or suspension of free services.

Article 6 (Membership Registration and Account Management)

  1. Users may apply for membership by following the method designated by the Company and agreeing to these Terms and related policies.
  2. The Company may reject or later restrict use in the following cases:
  3. False information or another person's information was used
  4. The applicant has a history of violating applicable laws or these Terms
  5. The Company determines there is a service or security risk
  6. Members must manage their own account information and promptly notify the Company of any unauthorized use.
  7. Members must promptly update changed registration information and bear any disadvantages arising from failure to do so.

Article 7 (Withdrawal and Restriction of Membership)

  1. Members may request withdrawal at any time through service functions or other methods guided by the Company.
  2. The Company may restrict service use or terminate membership after prior notice, or after the fact in urgent cases, if a member:
  3. Violates these Terms or related policies
  4. Intentionally disrupts service operation or causes damage to the Company or a third party
  5. Produces, uploads, or distributes illegal, harmful, or rights-infringing content

Article 8 (Company Notices)

  1. The Company may provide notices by email address registered by the member, service notifications, notice boards, or other reasonable means.
  2. Notices to many members may be substituted with a service notice, except when an individual notice is required because the matter materially affects users' rights or obligations.

Article 9 (Service Agreement and Payment)

  1. Users may select products provided within the service and apply for purchase or subscription according to procedures designated by the Company.
  2. The Company forms the contract after verifying payment method validity, payment approval, product information, and pricing.
  3. The Company may support the following payment methods:
  4. KakaoPay
  5. Toss Payments
  6. Other electronic payment methods separately announced by the Company
  7. After payment is completed, users may review payment details on the service screen or through an electronic receipt method.

Article 10 (Nature and Use of Coins)

  1. Coins are internal usage units for measuring service use and do not constitute cash, deposits, legal tender, or payment instruments issued by the Company.
  2. Coins may be classified as one-time purchase coins or subscription coins depending on how they are obtained.
  3. Both one-time purchase coins and subscription coins may be deducted when using paid features in the service.
  4. Unless expressly permitted by the Company, coins may not be transferred, lent, pledged, sold, or converted to cash.
  5. If the Company confirms a system error, duplicate deduction, or unauthorized deduction, it may investigate and restore, reissue, or take equivalent corrective action.

Article 11 (Validity and Expiration of One-time Purchase Coins)

  1. One-time purchase coins are valid for one year from each payment date.
  2. If the same account makes multiple purchases, each transaction may have its own validity period.
  3. Expired one-time purchase coins may lapse automatically without separate notice.
  4. Expired coins are not restored and, unless otherwise required by law or policy, are not eligible for refund.
  5. The Company provides reasonable means for members to review validity and expected expiration through the service, payment history, or guidance pages.

Article 12 (Subscription Product Use)

  1. Subscription products are billed automatically according to the billing cycle separately announced by the Company.
  2. At the start of a paid subscription, the Company may process the first charge using the user's registered billing key and schedule or request future charges.
  3. At the start of each billing cycle, the Company may grant subscription access and subscription coins included in the selected product.
  4. Subscription coins are valid only within the relevant billing cycle and expire automatically at the end of that cycle without carryover.
  5. Subscription coins are benefits provided as part of the subscription product and are not separately sold balances or cash-equivalent refund items.
  6. Accordingly, subscription products do not generate a separate prepaid balance subject to refund.
  7. Depending on the current billing structure, the Company may provide subscription start, upgrade, scheduled downgrade, scheduled cancellation, and delinquency recovery features.
  8. Users may review the current subscription status on the service screen.
  9. Detailed benefits, grant amounts, and feature scope of subscription products are governed by the product page, pricing policy, or separate notices.

Article 13 (Subscription Changes and Cancellation)

  1. Users may start, change, cancel, or resume subscriptions through procedures provided in the service.
  2. As a general rule, cancellation stops the next scheduled charge while keeping the service active until the end of the current period, unless a separately announced product states otherwise.
  3. Upgrades may take effect immediately depending on the billing structure, while downgrades may be scheduled for the next billing cycle.
  4. When a subscription is canceled, refund eligibility and scope are determined by applicable laws, payment provider terms, and refund policies based on used days or billing cycles, not solely by remaining subscription coin quantity.
  5. If a user deletes the payment method or revokes the billing key, subscription continuity may be affected.

Article 14 (Withdrawal and Refund)

  1. Withdrawal and refund for digital content, coins, and subscription products are governed by the separately posted Refund Policy.
  2. If withdrawal is restricted by law, the Company will inform users of that fact before or during the payment process.
  3. If payment errors, duplicate charges, unauthorized charges, or major service failures attributable to the Company are confirmed, the Company may issue refunds or equivalent relief.

Article 15 (Privacy Protection)

The Company strives to protect users' personal information in accordance with applicable law. Matters concerning personal information processing are governed by the separately posted Privacy Policy.

Article 16 (Company Obligations)

  1. The Company complies with applicable laws and these Terms and strives to provide the service stably.
  2. The Company takes reasonable security measures to protect users' personal information and payment data.
  3. If the Company recognizes that a user's opinion or complaint is justified, it will make efforts to resolve it.

Article 17 (User Obligations)

Users must not engage in the following:

  1. Entering false information or stealing another person's information
  2. Unauthorized access to, or attempts to access, the service or a third party's systems, accounts, or data
  3. Infringing the intellectual property, portrait rights, personal information, or other rights of the Company or a third party
  4. Generating, storing, transmitting, or posting content that violates law or public morals
  5. Interfering with the normal operation of the service

Article 18 (Intellectual Property)

  1. Rights to the service itself and to software, designs, trademarks, logos, documents, and other works included in the service belong to the Company or the lawful rights holder.
  2. Rights to content uploaded or entered by a user belong to that user or the lawful rights holder. However, the Company may retain the limited rights necessary for service operation, storage, backup, security, quality improvement, and customer support.
  3. Users may not reproduce, modify, distribute, reverse engineer, sell, or re-license the service without the Company's prior written consent.

Article 19 (Limitation of Liability)

  1. The Company is not liable for damages caused by force majeure, natural disasters, third-party service failures, or the user's own fault.
  2. Unless otherwise required by law, the Company bears no special liability in connection with free services.
  3. The Company is not liable for legal disputes, third-party rights claims, or failure to realize expected profits arising from a user's use of service outputs, except in cases of intent or gross negligence by the Company.

Article 20 (Governing Law and Jurisdiction)

  1. These Terms are interpreted and applied in accordance with the laws of the Republic of Korea.
  2. In the event of a dispute between the Company and a user, both parties will first endeavor to resolve it through consultation.
  3. If the dispute is not resolved, the court with jurisdiction under applicable laws, including the Civil Procedure Act, will have exclusive jurisdiction as the court of first instance.

Article 21 (Business Information)

  • Company Name: OnomaAI
  • Representative: Song Min
  • Business Registration No.: 450-86-02454
  • E-commerce Registration No.: 2025-SeoulSeocho-1267
  • Address: Room 201, Building D, Huigyeong Foundation, 39 Maeheon-ro 8-gil, Seocho-gu, Seoul (Yangjae-dong)
  • Main Email: contact@onomaai.com
  • Main Phone: 070-4130-0221

Supplementary Provision

These Terms take effect on April 30, 2026.